Buy the Christmas tree or accessory you want with the Mere card at Winter Time on 13-15 November and get 20% back, up to 150 GEL. The amount paid will be spread over 4 months with no extra cost, at an effective 0%.

Additional terms:

• The offer applies when paying with the Mere card via the QR code placed in Winter Time's physical store;
• The offer applies to all products, including discounted ones;
• The offer can be used multiple times; within the promotion, you will get back a maximum of 150 GEL as points in Silk mobile bank (15 000 points, which you can easily convert to GEL at any time);
• Items purchased under the offer cannot be returned; only an exchange within 14 days is possible;
• The offer applies both to existing customers and to those who get the Mere card during the promotion period;
• The offer applies only to the approved credit limit of the Mere card. Accordingly, 20% of the amount spent, up to 150 GEL, will be calculated from the limit and returned to you as points within a maximum of 3 business days.
• If the purchased products are returned in full or in part, the bank reserves the right to deduct the accrued cashback from the customer in full or in part.